Residential buy-to-let mortgage
Investing in property is perfect if you're looking for retirement income, want to provide a future home for your family, or even create a property portfolio.
What is a buy-to-let mortgage?
A buy-to-let mortgage is a mortgage sold specifically to people who buy property as an investment, rather than as a place to live. The property is purchased by the owner and then leased out to tenants, who pay rent to the owner/landlord.
How does a buy-to-let mortgage work?
Most buy-to-let mortgages are interest-only, with the interest paid from the rent collected each month. The full amount of the mortgage is then paid at the end of an agreed term - or whenever you decide to sell. For further information about taxation of your buy-to-let property, check out our comprehensive free guide.
How we can help:
Buy-to-let mortgages are pretty complex, but don’t worry – our experts are here to help, keeping you up to date with the latest regulations and finding the best deal for you.
We’ll guide you through the entire process, finding out more about your circumstances and searching for the best buy-to-let mortgage deals for you. It means you’ll save time, money and hassle, without having to negotiate the best deal yourself.
Our financial planning experts will work with you to help you plan your investment and grow your income – whether it’s your first investment property or your tenth!
Looking to buy an investment property?
Your home may be repossessed if you do not keep up repayments on your mortgage.