4 financial resolutions to reach your goals in 2025
Have you thought about setting financial resolutions for the year ahead to help you reach your goals? With 2025 here, we're all about making simple, achievable changes that will pave the way for long-term success.
1. Create a monthly budget
Take charge of your finances by creating a monthly budget. This will help you track your expenditure and spot any surplus cash. You might have more flexibility in your spending than you originally thought! Plus, reviewing your insurance and protection policies can lead to significant savings. If you have questions, don’t hesitate to reach out to our Independent Mortgage Adviser, Chris Le Marquand, for personalised advice.
2. Start investing early
The earlier you start investing, the better. Even small contributions can grow significantly over time due to compound interest. For guidance on how we can work together to grow your wealth, read our Investment Guide – we’ll help you navigate the best options for your financial future.
3. Create an emergency fund
Establish an emergency fund that covers 3-6 months’ worth of living expenses. This financial cushion provides you with security during unexpected situations, ensuring that unforeseen costs won’t derail your overall progress.
4. Get a financial plan
Establish a comprehensive financial plan. This acts as your roadmap, laying out your goals and what you need to do to achieve them. It’s completely personalised to your circumstances and aspirations and guides you through important financial decisions to keep you on track. We’d recommend taking a look at our Financial Planning Guide for more insight.
Looking for more ideas?
During #TalkMoneyWeek, we shared our top tips for one thing you can do to benefit your financial future. So, if you need inspiration for more impactful resolutions, look no further – it’s all in our YouTube video.
As you continue your financial journey this year, remember that setting realistic, individualised goals is essential for sustained success. If you have any questions or need personalised advice, don’t hesitate to contact us - we’re here to support you every step of the way! (Plus, the first meeting is on us, no obligations. See you there…)
